Buying & selling

Net Proceeds from Sale Calculator

Estimate cash remaining after mortgage payout, selling costs, taxes and optional adjustments.

What this calculator estimates

Estimate what remains after mortgage and fees. It combines the inputs below to produce Estimated net proceeds. Every assumption remains editable so the estimate can reflect the property, financing and location being evaluated.

Worked example

Using the displayed sample assumptions, the calculator produces $298,000. This is an illustration, not a market quote. Change one input at a time to understand what drives the result.

Inputs and assumptions

• Expected sale price — sample input: 750000 currency units
• Mortgage payout — sample input: 420000 currency units
• Agent commission — sample input: 4 %
• Legal and closing fees — sample input: 2000 currency units
• Repairs or concessions — optional — sample input: 0 currency units
• Transfer, capital-gains or other tax — optional — sample input: 0 currency units
• Mortgage penalty — optional — sample input: 0 currency units

How to interpret the result

Include immediate work and transaction costs in the decision. Compare a conservative case with an expected case and keep a record of the assumptions used.

Common mistake to avoid

Do not confuse purchase price with total cash required. Local definitions, taxes, lending practices and measurement requirements can materially change the result.

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Reviewed 2026-09-08.